Is my Indian health insurance enough to enrol at a German university?

No. Enrolment needs a Mitgliedsbescheinigung from a German insurer; Indian travel or health policies do not count. Public student insurance costs between about €145 and €152 a month in 2026 depending on the insurer, and only the insurer's Zusatzbeitrag differs. TK issues the certificate as an instant PDF, which is why most Indian students end up there; AOK and BARMER take a day or three. Note that public student cover starts on the first day of the semester, so you need incoming travel insurance for the weeks before. Insurer comparison with this year's rates: /guides/student-health-insurance If your situation is different, reply below with the details and I will try to help, or someone who has been through it will.